Small business credit is driven by daily cash flow not a consumer score which is at the center of consumer platforms or dated GAAP financials which are at the center of large commercial credits.
Our integrated platform unleashes the power and uniqueness of small business data to streamline and automate activities that are too costly and time consuming to execute by conventional means.
Continuous integrated monitoring (CIM) of the business life cycle yields superior risk management, more efficient relationship management, faster decision making and less manual processing.
Incomplete data, disjointed processes and finite use of information.
Appropriate data, seamless processes and continuous use of information.
Our technology handles every step of the application process via Web or API.
LendingFront’s platform automatically captures and structures social, credit bureau, fraud and cash flow data and presents the information in a way that is really simple to understand the health of the business.
LendingFront automates your underwriting policy or you can use our proprietary model to get a fast and accurate loan decision.
From portfolio performance dashboard, to electronic funding and payment collection our Loan management system automatically handles the entire loan life cycle. You will always know how your portfolio is performing.
LendingFront’s platform continuously monitors the performance of your customers and notifies you when action needs to be taken.
funnel, more auto
Less manual processes,
less redundant activities,
trigger vs. process based
Less risk means
Founding team member and Chief Credit Officer for On Deck Capital (IPO valued at $1.4B). Most recently, Head of Small Business Credit at Capital One Bank.
M.B.A in Finance from Columbia University and a B.A in Economics from University of Chicago.
First technical hire and SVP of Technology for On Deck Capital. Most recently, Head of Technology for Bonobos, the largest apparel brand ever built on the web in
M.B.A in International Marketing from Baruch College and a B.A in Computer Science from Pontificia Universidad Javeriana.
Chief Risk Officer at Capital One Bank 2006 - 2013.
Seed investor and entrepreneur. Founder of SocialAtom Group, Grooveshark, PulsoSocial and Ownswipe.
Statistician and Financial Economist who has helped leading financial institutions react to some of the largest market crises in history. Director of SocialAtom Ventures.
Vice President of IT at On Deck Capital from 2013 to 2015.